House Buying Checklist


Be an informed buyer.  Gather as much information as you can. You can keep up-to-date by subscribing to our free newsletter on www.cyberprop.com

Familiarize yourself with the  mortgage process. For more information click here and a consultant will contact you.

 Get your financial picture in focus as soon as possible. Since it is an important component, be aware of your credit situation.

 

The best time to work on your budget is before you move

 
Find an Agent that you trust. It is important to do this before you go rushing off looking for homes or you may end up with no representation.  Thinking about doing it on your own? www.cyberprop.com

Determine your housing "needs and wants" to determine what types of houses you should be considering. 

Familiarize yourself with the various types of housing available: Single family, townhouse etc.

If you are planning on buying or building a new home, find out more about building tips, resources and how to find the right contractor.

House Hunting Time! www.cyberprop.com
 

When you find an acceptable house, write an offer.

 Negotiate your best deal using the information you have acquired.

If you haven't already done so, apply for a mortgage loan, click here to complete a short questionnaire and one of our friendly consultant will contact you.

Arrange for home inspection. Protect yourself and do not skip this step!

Compare and secure homeowners insurance. Since homeowners insurance is a long term expense, getting the best deal here brings savings that continue.

Arrange for a closing agent or attorney. Make all final preparations for closing.

Make moving plans. If you plan to use a moving company, make comparisons and reserve time now.

 Secure final loan approval and commitment from the lending institution. If you have done your "up-front" work, this should be one of your easiest steps.

Do a final  walk through of the house.

Final closing and settlement.

Move to your new home and begin enjoying it--you deserve it!

 

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